We strive to make sure you select the mortgage product that will help you accomplish your long-term financial goals.

Customers first

Cendera Funding, Inc. is FIRST in COLORADO HOME LOANS.  Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

We can do it!

Rick Smith has been in the mortgage industry for more than a decade with tens of millions of loans funded.  His BS degree in Mathematics from the University of North Carolina, coupled with his vast experience in the mortgage industry make him especially qualified to handle your residential mortgage needs.  His team is comprised of competent individuals that will make the mortgage process smooth and effortless.